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1組目 セントラルコースト出身の男性に聞いてみた!
Thank you very much for your help
協力ありがとう
Where are you from?
出身は?
I’m from Central Coast North of Sydney Australia
シドニーを北に行ったセントラルコーストだよ
So you are Australian?
じゃあオーストラリア人だね
Yes Australian
そうだよ
Would you mind my asking how old you are now?
年齢聞いてもいい?
I am twenty eight years old
28歳だよ
It’s my birthday Friday so nearly twenty nine
金曜が誕生日だからほぼ29だね
Happy birthday
おめでとう
In this video I wanna ask you some questions about money today
この動画ではお金について質問なんだけど
In Japan it seems like a bit of taboo to talk about money
日本ではお金について話すのはタブーみたいでね
People kind of dislike a personal who makes a lot of money
たくさん稼ぐ人も嫌がられる感じだし
Maybe they seems a little bit suspicious
恐らくちょっと怪しく見えたりとか
Or maybe simply people are a bit jealous
シンプルに妬んでるっていうのもあるかもね
How about this country in your country?
オーストラリアではこれどうかな?
Do you talk about money to your parents and to your friends?
両親や友達とお金の話する?
Is it okay to talk about money?
お金について話すことはオッケー?
I think it depends largely on the context of the conversation
大きく言えば話の内容次第じゃないかな
Like I talk to my parents about money fairly frequently growing up and still now
僕は結構頻繫に親とその話して育ってきたかもね
Wage is very different from money as well like I find
給料はお金ってのとはまた違う話で
Socially friends and things like that
友達との日常会話で
Discussing things like investment Investment property, stocks, crypto all that stuff
住宅投資とか株式とか暗号資産について話すこと
Very normal and easy to discuss
これは普通だし問題ないけど
Wage is much less common
給料についてはそこまでかな
So lately I’ve watched this on many like Japanese YouTube videos and news
これ最近YouTubeとかニュースで見るんだけど
That they are saying
それら曰く
We don’t get any education about money
日本の学校教育ではお金について学ばないと
Such as investment in Japanese education
例えば投資についてとかさ
This is very essential I reckon but
これってすごく重要な事だと思うんだけど
No one teaches us
誰も教えてくれないと
Do you remember if you got this kind of education? Something about money or
こういうお金のこと教えられた覚えある?
Did you have someone who taught you about money when you were a kid?
子供の頃に誰か教えてくれる人はいた?
Not really
そこまでかなあ
In high school there’s like business courses where you can do like
高校のビジネスコースに
It’s like a pretend share trade competition
仮想の株取引コンペみたいなのはあったけどね
Oh really? In high school?
本当?高校に?
The share market here runs it That’s a promotional every year
株式市場がそれをプロモとして毎年やるんだよ
And it’s like a fake trading competition you start with fifty grand
仮想の株取引コンペで5万ドルから開始で
And if you make the most money you win two thousand dollars or something like that so
一番増やした人が2千ドルもらえるとかそんな感じ
It’s a big competition for high schools
高校生には結構な大会だね
Are you talking about private school or public school?
それは私立の話?それとも公立の学校?
Public school as well
公立もそうだよ
I think it’s like fairly open
公立の高校でもあるし
Sometimes in public schools If it’s not a part of the curriculum
もしカリキュラムになくても
The teacher might like recommend it and you can do it independently
先生にお薦めされて個人的にやる人もいるし
You don’t need to be in a school to do it so
別に学校とやる必要もないしさ
That’s really good
それはいいね
So last question is gonna be like this
最後の質問なんだけど
I personally invest on ETF and cryptocurrencies
僕はETFと暗号資産に投資してるよ
And they are completely for a long term
完全に長期投資としてね
Do you invest? Or
お兄さんは投資してる?
Are you the person who keeps all of your asset in your bank account?
それとも全資産を銀行のアカウントに入れとく人?
I invest a lot
いやかなり投資してるよ
When did you start?
いつ始めたの?
Twenty three
23歳だね
Did someone recommend you or you just studied and you just started?
誰かの勧めで?それとも自分で学んで始めたの?
I kind of started I started by speaking to my parent’s financial advisor
両親のファイナンシャルアドバイザーと話したんだ
Who did all their investing
親の投資を見てる人で
And he was like unless you have fifty grand it’s not really worth it
5万ドル持ってないなら別にやる意味とか言われて
So I was like well I don’t So I’M gonna start on my own and kind of went from there
なかったから自分で始めてさ
Just educated myself and
自分で勉強したりして
Do many of your friends invest too?
友達も結構みんな投資してる?
I don’t think kind of the same extent that I do
僕ほどではないかなと
Some of them are aware of it And more put little bits in here and there
人によっては割と知っててたまにしてる人もいるけど
Whereas I will invest kind of every paycheck so
僕はお金が入るたびに投資してるからね
But you believe it is really important yeah?
お兄さんはそれが大事だと信じてるんだね?
Very much so
ものすごくね
Thank you very much
ありがとう
Hopefully your asset will go up eventually
最終的に資産が増えていく事を願ってるよ
2組目 フランス出身の女性に聞いてみた!
Where are you from?
出身は?
From France
フランスよ
Would you mind my asking how old you are?
歳聞いてもいい?
I’m thirty
30よ
You thirty?
30?
Yes, I am
そうよ
You look very young
若く見えるね
Thank you
ありがとう
I’m thirty one
僕は31だけど
I though you are like twenty five or something
25とかだと思ったよ
I wish
そうでありたかったわ
In this video I wanna ask you some questions about money
今日はお金について質問させて
In Japan it seems a bit of taboo to talk about money
日本ではお金について話すのはタブーみたいで
It’s like a not good thing to talk about money especially with your friends and with your family
友達や家族と話すのもあんまり良くないんだよね
How about this in France?
フランスではどうだろう?
Is it okay to talk about money?
お金について話すのはあり?
No, it’s actually taboo as well
フランスでもタブーね
People don’t really talk about it
あまりみんな話したがらないわ
They never say how much they earn
いくら稼ぐかも言わないし
And with any rich people
お金持ちな人は
People get a bit jealous
妬まれるよね
So it’s not something that people really talk about
だからお金の話はしないかな
So they seem a bit of bad people yeah
お金持ちは悪い人に見えるんだね
They tend to criticize people that are earning big money
お金稼いでる人は叩かれがちね
I didn’t know that
知らなかったよ
Because from Japanese perspective European people are more like
日本人の僕的にはヨーロッパの人って
Freedom like they care about individual
自由で他人ではなく個人のことを気にするから
Not the other people
違うと思ったけど
But actually they get jealous and they are not happy about people making money
実際にお金稼いでる人を妬んだりするんだね
I’ve watched this on YouTube videos and on Japanese news
YouTubeの動画とかニュースで目にするんだけど
They are saying that we don’t have any education about money in school
日本の学校はお金のことを教えてくれないって言うんだ
Such as like investment We don’t learn
投資のこととか学ばないんだけど
But this is very essential
でもこれはすごく大事な事だと思うんだ
Do you remember if you had this kind od f education in French education?
お姉さんはお金について習った記憶ある?
No to be honest we didn’t and I wish we had
残念ながらないんだけど教えて欲しかったわ
Because I’ve done a business school
私はビジネススクールを出たんだけど
We’d never had any courses like this so
そう言うことは学ばなかったからね
Did you parents teach this kind of thing?
親は教えてくれたりした?
Not even
親からも全くよ
So you are thirty years old now
お姉さん今30歳で
And you sound like you know how important the investment and
聞いてる感じ投資やお金の知識の重要性を
How important the money treatment is now
知ってる感じがするけど
Yes
うん
This is gonna be the last question
最後の質問
I personally invest on ETF and cryptocurrencies
僕はETFと暗号資産に投資してるよ
This is a long term investment
長期投資だね
Do you invest? Or
お姉さんは投資してる?
Are you the person who keeps all of the money in your bank account?
それとも全てお金で銀行に入れておく人?
I started to invest two years ago finally
やっと二年前に投資を始めたの
I have a friend who works in finance
友達に金融関係の仕事してる人がいて
He helped me out with understand how it works
どういうものか教えてくれたの
So I started to incest in a big funds like safe funds
それで大きな安全なファンドに投資始めたわ
In Japan still many people think that
まだ日本では多くの人が
Investment is a gamble
投資はギャンブルだと思ってるよ
Do you think so?
そう思う?
No, I don’t think so
私はそう思わないわ
But my parents do think so
私の親はそう思ってるけどね
Really?
本当?
That’s why they never taught me
だから教えてくれなかったのよ
The same as my parents
僕の親と同じかもね
In France it’s the same
フランスでもそうなんだね
Interesting
面白い
Thank you very much and
ありがとう
Merci beaucoup
メルシーボークー
3組目 マレーシア出身の男性に聞いてみた!
Where are you from?
出身は?
I’m from Malaysia
マレーシアだよ
Would you mind my asking how old you are?
いくつか聞いてもいい?
Twenty four this year
今年で24だね
In this video I wanna ask you some questions about money
この動画ではお金について質問したいんだけど
In your country is it okay to talk about money?
マレーシアではお金についての話はあり?
Do you talk about money with your friends or parents?
友達もしくは両親とお金の話する?
Normally not with friends but like with family
基本友達とはしないけど親とはするかな
When we have like a big gather together and like Uncle and aunty will ask you like
親戚みんな集まった時に叔父や叔母に聞かれるんだ
How you doing right now? Are you working?
最近どうだ?仕事してるか?
How much do you earn? Stuff like those
いくら稼いでるんだ?って感じでね
Do they tell you to save money?
貯金しろとか言われる?
Oh yeah definitely
間違いなく
Do they tell you to invest money?
投資しろとかはどう?
Sometimes
たまにね
We don’t have any education about money
日本の学校では投資など
Such as like investment in Japanese school
お金について教えてくれないんだけど
What about this in Malaysia education?
マレーシアの教育ではどう?
Do you learn how to deal with money?
お金の使い方とか教えてもらえる?
How to invest money and stuff?
投資についてとか
Primary school and high school level That’s really nothing at all like
小中高レベルでは全くだね
Even personally I knew nithing much
僕も大学で個人資産管理の講義を受けるまで
Until I took like a personal finance course in university
全く知らなかったしね
And it was like two years ago and I was like twenty two
2年前だから22歳の時だね
So it’s like a bit late
だから少し遅いよね
But I definitely reckon like there should at least be like basic educational course in like high school
僕は高校で基本的な事は教えるべきだと思うね
Not just only investment like How to manage your finances
投資だけでなくどうお金を管理するかとか
Tax and stuff like those
税金とかについてだね
You know it’s important right?
大事だよね
So in Japan the atmosphere is like Investment is an important thing
日本の雰囲気的に今は投資は大事だってなってきてて
And people start noticing
みんな気づいてきてる感あるけど
Is it like this in Malaysia too?
マレーシアもそんな感じする?
Still like not many people know?
みんな特に知らない感じ?
It’s becoming more and more common among younger people
若者の間では普通のことになってきてるね
Like cryptocurrencies and stuff?
暗号資産とか?
Stocks and crypto
株式と暗号資産だね
Crypto not as much but
暗号資産はそこまでだけど
People my age and people like a few years younger than me would be like
僕の年代とか僕より若い世代は
More of them are like getting into like investing in stocks
より多くの人が株式に投資してるね
Really? Nowadays?
本当?最近そんな感じなんだ
So last question is gonna be like this
最後の質問
Do you invest money? Or
お兄さんは投資してる?
Are you the person who saves all the money in one bank account?
それともお金を銀行口座ですべて持つ人?
Personally like I would have around fifty percent in savings
僕個人としては50%を口座に現金で持って
And maybe like thirty, forty in like ETF, the safest ones
30%から40%は安全なETFに投資して
The rest would be just like personal use
その他は個人的に使うお金ってするかな
How did you learn?
そう言うのどう学んだの?
My dad invests in stocks so like
僕の父が株式投資する人だからね
I got it from him but also just reading online
父から学んだってのもあるしあとネットで読んだり
Getting information by yourself
自分で情報集めてね
Yeah
うん
That’s good
良い事だね
Thank you very much for your help
協力ありがとう
4組目 シドニー出身の女性に聞いてみた!
Where are you from?
出身は?
I’m originally from Sydney Australia
出身はオーストラリアのシドニーなんだけど
But I’ve been living in United States
アメリカに住んでたわ
Coz your English is very American English That’s what I found
お姉さんの英語めっちゃアメリカ人だよね
That’s true
そうなの
How long have you lived there?
どのくらい住んでたの?
Ten years
10年ね
That’s a long time
長いね
But you are born and raised in Australia?
でもオーストラリア生まれ育ちだよね?
That’s correct Yeah I was
そうよ
People’s English can change a lot yeah?
人の英語ってめっちゃ変化するんだね
Uh-huh that’s right
そうなの
This is interesting
これは面白いね
My English has been changed too like
僕の英語も変わったけどさ
I used to speak very Samurai accent
以前はかなり侍アクセントだったからね
Thank you very much and all that
サンキューベリーマッチみたいなさ
Would you mind my asking how old you are?
年齢聞いてもいいですか?
I’m thirty nine
39歳よ
You look quite young
お姉さん若く見えるね
I’m thirty one
僕なんか31だけどさ
So in this video I want to ask you some questions about money
この動画ではお金について質問なんだけど
In Japan it’s a bit of taboo to talk about money
日本ではお金について話すのはタブーだね
With your friends and parents No one wants to talk about money
友達も家族もあんまりお金について話したがらないよ
How about this in Australia and also in America if you know
これはオーストラリアとアメリカではどうだろう?
Yeah I think in both countries People talk about money
どちらの国でもお金の話はするかな
I think in Australia people are a lot more comfortable talking about money
特にオーストラリアではあまり抵抗ないかなと
And actually displaying You know the proceeds
収入を見せることもね
Basically people enjoy life in Australia
この国ではみんな人生楽しんでるから
No one really needs to jealous people Because they love their life
人生楽しんでるから他人を妬む必要もないのかな
That’s true
そうね
And I think people tend to have an appreciation
それにみんな一生懸命働いてるから
We are all trying to work really hard here
認め合う感じはあるかもね
And get it done so why not enjoy life?
やる事やって人生楽しまなきゃでしょ
That is true
その通りだね
Lately I’ve watched this on Japanese YouTube videos and news That they are saying
最近YouTube動画とかニュースで言われてるのが
We don’t get any education about money and investment in Japanese school
日本の学校ではお金や投資のこと全く教えないと
How about this in Australia? And
これオーストラリアではどんな感じ?
If you had education in America
あともしアメリカで教育受けたならアメリカは?
I think in both markets People do talk a lot about financial literacy Like that’s not ..
どちらの国でも金融リテラシーについて学校では
It’s not so much like a formal subject but
そういう教科があるわけではないと思うけど
Definitely people in Australia talk a lot about real estate
オーストラリアではよく不動産の話をするよね
And usually in investment sense
投資という意味合いでね
And in the United States people are often quite aspirational about making a lot of money
あと米国では多くの人がたくさん稼ぎたいと思ってるし
And what it takes to get there
それに必要となる事もわかってるわ
I feel like many Australian people invest on houses
オーストラリア人はみんな家に投資するよね
Because the house price is going up
家の価格が上昇してるじゃん
This is something very different from Japan coz
これって日本とは違うと思うんだよね
I don’t know if it’s wrong I’m sorry but
間違ってたら申し訳ないけど
In Japan not many people want to but a second hand house
日本では中古で家買いたい人そんなにいないかもだけど
But here everyone wants old house
この国では古い住宅が大人気じゃん?
Of course
もちろん
So in Japan still many people think
日本ではまだ多くの人が
Investment is like a gamble
投資はギャンブルだと思ってます
My parents told me
親に言われます
Are you sure? Are you okay?
あんた大丈夫?
Are you not gonna lose all your money?
お金全部無くならない?って
And I say “Calm down mun”
マジで落ち着いてくれっていつも伝えてるよ
It’s fine
大丈夫だって
Do you invest? Or
お姉さんは投資してる?
Are you the person who saves all of the money in your bank account?
それとも銀行にお金入れておく人?
No, we definitely do invest
もちろん投資してるわ
We do have an apartment here in Australia which we’ve held on to and
オーストラリアに長くアパート持ってるし
Also we have like basically a manage fund that’s we would call it in Australia
この国の合同運用ファンドにも投資してるし
That’s correct
そういうこと
You believe that investment is really important And it’s not a gamble
投資は重要でギャンブルではないという意見ね?
Yeah oh man you have to
しなきゃでしょ
I think at very least you have to think about your future and
少なくとも将来の事を考えないとね
Making sure that you have money for the future and
将来お金を持ってることを確約しないと
I think people generally in a market like Australia or the United States where
米国やオーストラリアの様な市場では一般的に
Investments can be stable
投資っていうのは安定的にできるのよ
It isn’t just the matter of simply putting away money for the future but
将来のためにお金を蓄えるだけではなく
Seeing the money growing and work for you
お金が増え自分のためになるのを見ないとね
So rather than just putting all your money in a bank account
銀行にすべて置いとくのではなく
You put you money in other assets
お姉さんは他の資産に投資をし
And you see it’s growing in like Ten years, twenty years, thirty years
10年後20年後30年後に増えるのを見ると
That’s how you become rich
それがお金持ちになる方法だね
Thank you very much
ありがとう
Hey my pleasure Thanks for talking to me
私に聞いてくれてありがとう
5組目 シドニー出身の男性に聞いてみた!
Where are you from?
出身は?
Sydney
シドニーだよ
In this video I’m asking non-Japanese people about money
この動画では日本人以外にお金についての質問
In Japan it’s a bit of taboo to talk about money
日本ではお金について話すのはタブーだね
Do you think it’s an okay thing to talk about money in this country?
オーストラリアはどうだろう?
In some circles yes In some circles no
グループ次第かなと
I work with lots of people that I never met before
僕は初対面も人とよく仕事するけど
We might talk about money straightaway no problem
いきなりお金の話をしても大丈夫なこともあれば
But then other people are very guarded
話したがらない人もいるよね
Do you remember if you had this kind of education in school?
学校でお金について学んだりした?
I did not
してないなあ
Where I’m from in Sydney They talk about social devision
僕の出身地では社会的区分の話をするね
Social division which means?
社会的区分というと?
Two different culture on top of each other
二つの文化が重なり合ってるってことだよ
So a lot of my friends went to a different school Private school
僕の私立の学校に行った友達なんかは
And yes they talk about money
お金のこと学んでたね
They were taught very differently
全く違う教育だよ
But in public school, no
でも公立では学ばなかった
We were taught about different things
他のことを学んだね
Do you invest? Or
お兄さんは投資してます?
Are you the person who keeps cash in your bank account?
それとも銀行にお金全部入れて持つ人?
I am frugal
僕は倹約家だよ
So I don’t spend on expensive things
高価なものはいらないんだ
I invest my time into my future worth
僕は自分の時間を未来の価値に投資してるよ
I would like to have money
お金稼ぎたいからね
I work in tech invention so
技術発明の仕事してて
I invest my time into the idea
時間をアイデアに使ってるね
And then in the future you’ll get it back
将来それが帰ってくると
The money will come back
必ずお金となってね
So that I work on the investment
それが僕の投資だよ
I believe in you That’s gonna happen
きっと実るよ
Thank you for your time
時間くれてありがとう
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