動画の解説を見ながら
下記の表現集を確認すると
より理解できます!
1組目 シドニー出身の男性に聞いてみた!
Where are you from?
出身は?
I’m from Sydney
シドニーだよ
What do you do as a career?
仕事は何してるの?
I’m an energy spot trader
エネルギースポットトレイダーだよ
Enery spot trader?
エネルギースポットトレイダー?
Sorry, I’m not smart enough to understand what that is
それが何かわかるほど賢くないなあ
What do you do actually?
実際どんなことをするの?
So we buy and sell electricity on the spot market in Australia so
オーストラリアの市場で電力の売買をするんだ
We have a qualified generator in Australia
僕らはオーストラリアで認定された発電機を持ってて
It’s called Vales point and
ヴェイルズポイントって言うんだけど
We sell electricity on the electricity market
そこで作った電力を市場で売ってるんだ
That sounds like a good job
良い感じの仕事な感じがするね
It’s interesting
興味深い仕事だよ
Not everyday is the same so
毎日違うとこしてるからね
In this video I wanna give you some questions about your value towards saving money
今日の動画ではお兄さんの貯金への考え方とか
And also about money generally
お金に関して聞きたいんだけど
In my country Japan we have a culture
僕の出身の日本には
Where we kind of like have to save money
貯金しないといけないみたいな文化があるんだ
If you are a proper adult, you should be saving money
ちゃんとした大人なのであれば貯金しているべき
So that’s our idea
そういう考えがあるんだよ
Do you think that you have that kind of thought in your country?
オーストラリアにもそういうのあるかな?
Yeah definitely, saving culture is very high
もちろん結構貯金文化あると思うよ
Especially during the pandemic everyone just saved a lot of money
特にパンデミック中の多くの人が貯金したね
And now in order to but a house you need a lot money to put down a deposit
それに今は家を買う為の手付金に大金がかかるんだ
Like expensive real estate in Australia
オーストラリアの不動産は
Australia has one of the most expensive real estate in the world
世界でもトップレベルに高いんだよ
And if you don’t have that initial some of money to buy a house
そしてそのお金を払えないのであれば
It’s very hard to actually live in Australia without having savings necessary to buy a house
貯金なしでこの国で暮らしていくのは大変だよ
In Australia as well you need to be saving money
じゃあこの国でも貯金は大切だね
I think this is one of the goals that you guys have in this country to purchase a real estate, isn’t it?
家を持つのはこの国の人の夢の一つだよね
Because the value goes up
価値が上がっていくもんね
Absolutely
その通り
I mean it’s something we taught since we are young you have to own house, to buy home
小さい頃から家を買うように言われて育つんだよ
And the only way to do that is to save money so
それを可能にしてくれるのは貯金だよ
It’s a lot of sacrifices need to be made at the younger age but
そうするには若い頃から多くの犠牲が必要なんだけど
Nowadays people are happy to delay that as long as possible
最近の若い世代はそれを遅らせても構わないって感じ
I feel like people are happy to delay
そんな感じがするなあ
Because they want the flexibility to rent wherever they wanna rent
好きな場所に家を借りれる柔軟性が好きなんだよ
I think most of Japanese feel the same because
多くの日本人も感じてるんじゃないかな
And also because of their work they go to different spots so they have to
それに仕事も転勤とかあるからね
It’s too unaffordable to buy in a place that is really close to work
職場近辺は住宅価格が高すぎるしね
But in saying that the pandemic has changed a lot of that so
ただそれでもパンデミックでかなり変わったかな
People don’t need to live five minutes from their work twenty minutes from their work
職場から5分20分のとこに住む必要もなく
They can work wherever they are because they are working from home
家で仕事してるからどこにでも住めるんだ
This is gonna be totally up to the person I think but
これは完全に人によりと思うんだけど
Some might say that saving money is essential you need to save money
貯金は大事だという人がいて
Like you said in the future you might wanna buy a property
言ってる通り将来家を買いたいとか
Or something happens in your life and
もしかしたら何か起きて
You will be needing urgently a lot of money
緊急で大金が必要になることも
So for that you need to save money
だから貯金は必要だってね
On the other hand some people say life is one time life is short
また一方で人生は短くて一度きりだぞと
Why are you thinking about just saving money?
なぜ貯金ばかり考えてるの?
Why don’t you spend money to explore more?
なぜ冒険や人生を楽しむためにお金を使わないの?
To enjoy your life
そういう人もいるけど
So my question is gonna be which person are you more likely to agree with?
お兄さんはどっち派の人だと思う?
I’m probably more incline to spend the money now sort of person
僕は割とお金を使う方の人間だろうね
But I’m sort of in between
でも真ん中かな
You need to have the balance of enjoying life now coz
バランスが必要だよ 今を楽しむのも大事だけど
I mean I don’t know if I’m saving money for my retirement and when I hit my retirement
僕が定年まで貯金して定年を迎えても
I don’t know what sort of health conditions I’ll be in so
その時どのくらい健康かもわからないし
I don’t know how much I’ll be able to enjoy my retirement
定年後をどのくらい楽しめるのかは未知数だよね
So I mean it’s about finding the right balance that
だから良いバランスが必要だね
Spend as much as you can now
今できるだけお金を使いながらも
But also make sure that you have enough savings for a rainy day and for the future
万が一の為と将来のために貯金はすると
Absolutely, I agree with you
間違いなく同感だよ
Last question is gonna be like this
最後なんだけど
Would you mind my asking hoe old you are now?
年齢聞いても良い?
I’m thirty
30だよ
Do you save money?
貯金してる?
Yes, I do
うん
Thirty years old from Australia
30歳のオーストラリア人
How much have you saved so far?
あなたの貯金額はいくら?
Twenty to fifty thousand
190万から470万の間だね
Do you invest too?
投資もしてる?
I’m looking to invest but right now the conditions are very bad with
考えてるけど今は状況が悪いからね
High inflation and markets
インフレも凄いし
Everything’s getting too expensive aye
全部価格高騰してるもんね
Stock market is very volatile at the moment so
株式市場も今は凄く動きが激しいし
Probably mid next year or late next year I’ll look to invest
来年半ばもしくは後半から始めるかな
When you get forty years old how much do you wanna see in all of your assets?
40歳になったら資産どのくらい持ってたい?
At least two hundred thousand dollars
少なくとも1900万円だね
Do you think it’s possible?
それは可能?
Definitely
もちろん
Think about Australia because we have good real estate here
オーストラリアの不動産は良いから
So I have bought a house and
僕も家を買ったけど
Over the last three years the house has went from a certain level up to twenty percent higher
ここ3年で20%くらい価値が上昇したから
So that money you can just draw out of your loan put that towards investments and all
その分をローンから引き出して投資に回したりさ
So there’s advantages in that but
そういうアドバンテージもあるけどでも
You need to have savings in order to take advantage of that
そうなるにはまず貯金が不可欠だよ
Thank you very much for your cooperation
協力ありがとう
2組目 ブラジル出身の2人組に聞いてみた!
Where are you from?
出身は?
Brazil
ブラジル
Brazil too
僕もだよ
You guys have been in Australia for a long time now?
オーストラリアは来て長いの?
Two months
二ヵ月ね
It’s my first week but I will stay here for eight months
まだ来たばかりだけど8ヵ月滞在するよ
In this video I wanna give you some questions about your value towards saving money
この動画では二人の貯金に端する価値観や
And also generally about money
お金の考え方を聞きたいんだ
So im country Japan we have a culture where people think that saving money is really important
日本には貯金がすごく大事っていう文化があるんだよ
You need to save money if you believe that you are a proper adult
ちゃんとした大人なら貯金は欠かせないってね
In Brazil do you have this kind of culture?
ブラジルにはこういう文化ある?
Has anybody told you to save money since you were a kid?
子供の頃から貯金しろって言われたりした?
Yes, my family has this kind of culture
私の家族にその文化があるわ
But I think in Brazil it’s not common
ただブラジルでは一般的ではないかな
I think saving money is for rich people
貯金はお金持ちがすることよ
Coz with the most part of the population they work to pay bills
人口のほとんどが生活で一杯一杯だから
They don’t have money to save
貯金するお金はないの
So actually impossible for a majority of people
じゃあ大抵の人には不可能なんだね
Another question is gonna be like this I think it’s totally up to the person but
次の質問は人によると思うんだけど
Some people say saving money is really essential
貯金は必要不可欠っていう人もいて
You might wanna buy a house a property later on in your life
もしかしたら将来マイホームを買いたいかもだし
Or something happens so you might need money urgently
何か起きて緊急でお金が必要になることもあるからね
But on the other hand some people say life is one time, life is short
ただ一方で人生は一度きりで短いものだから
You have to spend money to enjoy your life
楽しむためにお金は使うべきだって
To experience as much as you can so
経験の為になるべく使えって人もいるけど
My question is gonna be
ここで聞きたいのは
Which person are you more likely to agree with?
二人はどっち派だと思う?
I am both
両方ね
I need to save money coz I have the future but I enjoy my life
将来のための貯金は必要だけど人生も楽しむわ
Me too
僕もだね
Last question and the main question of this interview
最後に本題だけど
How old are you guys by the way?
ちなみに二人は今いくつ?
Twenty
20歳
Quite young
結構若いね
Twenty four
24歳
Do you save money?
貯金してる?
Yes
うん
Yes, me too
僕もだよ
I need to ask you this question
これ聞かせて
How much have you saved so far in Australia dollar please?
豪ドルで言うと貯金額どのくらい?
Ten thousand
94万円ね
Ten thousand Australia dollars?
94万円?
You are twenty years old yeah?
20歳だよねえ?
You are quite rich
リッチだなあ~
What do you think?
どう?
I think twenty thousand
おそらく190万円くらいだね
Now I know
わかっちゃった
You guys are rich people from Brazil
ブラジルのお金持ち系の人たちだな?笑
We worked hard in Brazil
ブラジルで一生懸命働いたんだよ
How much do you wanna see in your bank account when you get thirty years old?
30歳になったらどのくらい貯金欲しい?
One hundred thousand dollars
930万円くらいかな
I think it’s possible
たぶんそれはいけるね
Yes, of course
もちろんよ
Fifty thousand
470万円くらいかな
That’s gonna be big money in Brazil when you are thirty years old I think
30歳でそれならブラジルだとかなり裕福だよね
Of course
もちろん
Thank you very much
二人ともありがとう
That was a difficult but thank you for answering
難しかったと思うけど回答ありがとう
3組目 ドイツ出身の2人組の女性に聞いてみた!
Where are you from?
出身は?
We are from Germany
ドイツよ
You look quite young how old are you?
二人ともだいぶ若く見えるけどいくつ?
Eighteen
18歳よ
So you finished high school and straightway you came to Australia?
高校卒業してオーストラリアに来たんだ?
That’s right
そういう事
I’m just simply curious
シンプルに気になるんだけど
Are you not gonna worry about the future? Like
将来不安になったりしないの?
You don’t start working and come overseas
就職しないで海外に来てるわけで
Because the reason why I’m asking this question is that
ていうのもこれ聞いてるのは
Sometimes Japanese are kind of
日本人は人によってはそうやって
Afraid of taking time, taking a break
時間を取ることを恐れるんだよ
Not working and do something they wanna do
仕事しないで好きな事をすることをさ
Is it good thing?
良い事なのかな?
I think take free time is very important so
自由な時間を作る事ってとても大事だと思うの
We finished school and
私たちは高校を卒業した今
That’s the best thing to do now to travel to see the world
旅をして正解を見たり違いを感じたりする事が
To see different things and
今一番するべきことだと思うの
We save money for doing things
これをするためにお金を貯めてきたの
For experiences?
経験の為にね
Many people do that?
結構これする人多いの?
In Germany young people of course
ドイツの若い人は結構するね
This is a different culture
これはまた違う文化の一つだね
So in this video I actually wanna ask you sone questions about your value towards money
この動画ではお金の価値観について聞きたいんだけど
And saving money as well
あと貯金に関してだね
So in my country Japan we have a culture where people kinda have to save money
日本には貯金しないとみたいな文化があって
If you are like a proper adult you get to twenty five, thirty years old if you don’t have savings
25歳とか30歳にもなって貯金しないと
Maybe your future wife or future husband’s gonna look at you like
将来のパートナーに
“Is this person okay or not?”
「この人で大丈夫かな?」って思われるよ
You know what I mean?
わかる?
Do you personally think that saving is important?
貯金は大事だと思う?
I think it’s important in a way that you have something that you are safe
自分が大事だと思えるくらいあるのは大事だね
For a rainy day
万が一の為にね
There is enough time in the future to save money and
将来十分お金貯める時間あるわけだから
Now it’s time to spend money
今はお金を使うタイミングだと思うな
Spend money to experience and to enjoy the moment
色々経験したりその時を楽しむためにね
From a German girl’s perspective how old do you think you should start saving?
ドイツ人女性的にいくつから貯金を始めるべきかな?
It’s difficult because I can’t say the age
これ難しいのがこれって歳はないと思うの
So I think that many German people start studying in their old age
多くのドイツ人が結構遅くから学び始めるから
Because young people want to travel first
若いうちにみんな旅したがって
And then they start studying or trying some new work or something like that
それからまた学び始めたり就職したり
This is very different because in my country Japan
これまた違うのが日本では
Usually at eighteen years old you finish high school and then you go to university straightaway
基本18歳で高校卒業してすぐ大学に行くわけだ
Or take a year to study more and go to university
もしくは一年浪人して大学進学とか
But not many people go to university like when you are twenty five or something
でも25歳とかで大学行き始める人は少ないんだよ
So many people do that
ドイツではそういう人多いよ
It’s totally an okay thing to do?
完全にそういうのオッケーな感じだ?
Yes
うん
Interesting
興味深いね
When you think about getting married in the future
将来結婚するって考えた時
You love the person he7s really nice! He’s sweet!
その人を愛してて すごく良い人だし
And we are really matching
二人ともすごく相性が良いと
But then like I said he says
でもその人が言うんだよね
“I actually have no saving at all”
「実は貯金ゼロなんだよね」って
Oh mate, you are thirty years old
いやあなた30歳よ?って
Are you gonna still think about getting married to the person?
それでもその人と結婚考えられる?
Are you gonna be okay with it?
これは許容できる?
I think love is enough
愛があれば十分
Love is love?
愛は愛?
Love is enough
愛があれば十分
It’s not a problem
それは問題にはならないわ
You are not gonna marry to money?
お金と結婚するわけじゃないもんね?
Solid answer
微動だにしない答えだね
Last question is gonna be like this
最後の質問なんだけど
Young ladies from Germany
ドイツから来たお若い二人のお姉さん
How much do you wanna save until you get thirty years old?
30歳までにいくら貯金したい?
Enough to buy a flat
アパート買えるくらいかな
I think so a flat would be nice
そうね部屋は買いたい
Maybe a car too
プラス車も持ちたいな
I’ve got so much good knowledge from you guys
色々知識貰っちゃったなあ
There is a very different culture between Japan and Germany so That was good to interview
結構ドイツと日本違うから話聞けてよかった
And obviously people are happy to see beautiful ladies so
それに綺麗な日と見るの嫌いな人いないからね
Thank you for your time “Danke schon”
二人ともありがとう
Bitte schon
どういたしまして
4組目 シドニー出身の男性に聞いてみた!
Oki doki, thank you very much for your help
協力ありがとうございます~
Where are you from?
ご出身は?
I’m from New Zealand but I live in Sydney
ニュージーランド出身でシドニー在住だよ
What do you do as a career sir?
お仕事は何されてますか?
I’m a lawyer
弁護士だよ
So in this video I’ve been asking non-Japanese
今日は日本人以外にお金や
About their value towards money and saving money
貯金の価値観を聞いてるんですけど
Coz in my country Japan we have a culture where people we have to save money
というのも日本には貯金しないとって文化があって
But not for a specific reason
ただこれと言った理由があるというよりか
Usually a majority of people save money for a rainy day
基本みんな念のために貯金してる感じです
Just in case
万が一の為にってやつですよ
So that’s our culture
僕らにはそんな文化があります
And I wanna ask you from your perspective of New Zealander
ここで聞きたいのがニュージーランド人的に
And Australian
そしてオーストラリア人的に
Do you have that kind of culture in this country?
この国にも同じ文化があると思いますか?
There is a bit because housed are very expensive here
家の価値が高いから貯金文化は少しあるね
So to get on the housing market you have to save
買いたいのであれば貯金しないとだよね
But by the same token especially young people
ただ同様に若い人たちに関しては
There’s a real drive to have fun and live fun
今を生きる事や今を楽しむことへの強い意欲があるな
And worry about saving later
そして貯金の心配は後回しになってるね
So you think that it changes in generation
世代によって変わるってことですね
It does
そうだね
I’m mid fifties and people at my age are thinking very closely
僕は50代半ばだけどみんな僕の歳になると入念に
With how much money they have saved to fund their retirement
老後資金いくらたまってるか気にするんだ
But I’ve got a son who’s eighteen and one who’s fifteen
でも僕には18歳と15歳の息子がいるんだけど
And my eighteen years old he has a part-time job
18歳の方はバイトしてるけど
But he wants to spend his money to have fun
楽しむためにお金を使いたがってるね
Whereas we want them to save
僕らは貯めて欲しんだけど
You tell them to save?
貯めるように言ってるんですかね?
We think that he should save a little
いくらかは貯めるべきだと思うんだよ
We don’t mind if he spend most of him on activities
色んなアクティビティーに使うのは良いと思うけどさ
What about when he gets thirty years old?
彼が30歳になったらどうなりますかね?
There’s something for him
いくらかどうにかはできると思うんだ
We might be able to help him to an extent
幾らか手助けすることもできるけど
But I think you are right
確かに君の言う通りかもね
It’s kind of thirty or mid thirties it’s the turning point
30歳から30代半ばがターニングポイントかもね
You have to think about the future as well
将来をしっかり考えるタイミングだと
That was what it was for me
僕にとってはそうだったね
So the main question of this interview is like this
このインタビューの本題なんですけど
Would you mind my asking how old you’re sir?
年齢聞いてもいいですか?
I’m fifty four
54だよ
I need to ask you so you think that saving money is really important, right and you save money?
貯金は大事だと思い貯金もしてますよね?
I do
そうだね
How much have you saved so far?
いくら貯めましたか?
I’ve got about five hundred thousand in mu super account
僕は年金口座に4700万円溜まってて
And my wife has some
妻もいくらかあるよ
But that’s not a lot of for Australians
でもこれはオーストラリア人的に多くないよ
We have a lot more than that actually
もっと多い人も沢山いるよ
Because if you start work at the age of eighteen with ten percent of their savings being docked
18歳で仕事始めて収入の10%が積み上げられれば
It compounds over the time
福利で時間と共に増えていくからね
So even you say you have five hundred thousand
じゃあ5000万円って言っても
That’s not much in Australia?
オーストラリアでは多くないんですね?
No
多くないよ
A lot of wealthy people have a lot more than that
多くの裕福な人たちがもっともっと持ってるよ
This is really good to know sir
知れてよかったです
Thank you very much for your honest answer
正直な回答ありがとうございます
5組目 フィリピン出身の3人組に聞いてみた!
Where are you guys from?
出身は?
Philippines
フィリピン
All from Philippines
みんなフィリピンね
Would you mind my asking how old you guys are?
今みんないくつ?
I’m twenty five
25歳
I’m twenty five also
僕も25歳
I’m twenty four
私は24歳
Good age, perfect age
良い歳だね
Did you used to work in Philippines?
みんなはフィリピンで仕事してた?
Yeah
うん
What did you do?
何してたの?
ESL teacher
英語の先生
I’m working in a cargo ship
僕は貨物船に乗ってたよ
I’m also an ESL teacher
私も同じく英語の先生
So in this video guys I wanna ask you about your value towards money and saving money
この動画ではみんなのお金や貯金の価値観を聞かせて
Has anybody told you to save money since you were a kid?
子供の頃から貯金するように言われたりした?
We’ve been told since we were a kid
子供の頃から言われてたわ
It’s really important
とても大事な事ね
By your parents?
親に言われてた?
Our parents always told us
いつも言ってた
This is totally up to the person but
これ完全に人によると思うけど
Some might say saving money is essential
人によっては貯金不可欠だと
You never know what’s gonna happen in your life so
人生何があるかわからないから
Save money for a rainy day
貯金しなって言う人もいれば
On the other hand some people say life is one time
また一方で人生は一度きりだと
Life is short you need to enjoy life
人生は短いから楽しまないとって
To enjoy life, spend money and explore the world
そのためにお金使って世界を回れという人もいるけど
Choose happiness
幸せを選ぶわ
Are you gonna choose happiness though?
お姉さんはそっちの選択をする?
Which person are you more likely to agree with?
みんなどっち派の人間だと思う?
Spend money yeah
お金を使う方ね
That’s why you are here
だからここにいるんだね
I’m actually both
僕はどっちもかな
I believe that it’s essential to save money for the future
将来のための貯金も大事
And also it’s essential to fulfill your happiness
でも自分の幸福度を上げるのも大事だからね
That’s true
確かに~
Fulfill your happiness
幸福度を上げる事ね
I would rather be saving money rather than roaming around, traveling
私はブラブラして回るよりお金を貯めたいわ
So last question is gonna be like this
最後の質問なんだけど
You guys are twenty four, twenty five years old
みんな24歳25歳ってことで
And used to work in Philippines
フィリピンでも働いていたと
In Australian dollars if you can could you tell me how much you’ve saved so far?
今のとこ貯金額はいくらか教えてくれない?
Since we’ve got here two weeks ago we’ve spent so much
二週間前にここに来てから結構お金使ったの
I think I only have about a thousand dollars left
9万円ちょいしかのこってないかな~
But you spent money on experience so I think it’s good
でも経験にお金費やしてるから良いよね
I’ve saved less than a thousand
10万円も行かないくらいだよ
But the currency is different so
でも通貨が違うしね
Sorry, this is an extra question but
これ追加で聞かせてもらうけど
In some Asian countries when you get married
いくつかのアジアの国では結婚する時
Especially ladies when you get married to your future husband or whatever
特に女性においてだね
If they don’t have any savings in some countries people care
旦那側に貯金がないと国によってはこれ問題になると
Your parents care about it too
親がそれを気にして
They might disagree with the marriage if they don’t have any asset
貯金ない男との結婚に賛成してくれないとか
Is it like that in Philippines as well?
フィリピンもこういうのあったりする?
Sort of
まあそうだね
Because parents always tend to ask how much your parents has
基本親は相手がいくら持ってるのか聞いてくるよ
Because it’s really important to know the detail
詳細を知るのは大事な事だからね
Do you think your parents are gonna care about it?
お姉さんの親もきにするかな?
Yeah of course
もちろん
But me personally of course even if my parents or husband has a job
でも私としてはパートナーが仕事していても
I want to have a job also
私も仕事していたいわ
Because I want to have my own bank account and my own money
自分の口座やお金を持っていたいもん
I don’t want to…
ただ頼ってるだけは…
You don’t wanna be just a housewife yeah you don’t wanna rely on completely your husband asset
専業主婦になって頼りっきりになりたくないんだね
I think it’s a big part also to have your partner’s bank account
旦那の口座に頼れるのもそれは大事だと思うけど
But I also want to be independent
私は私で自立していたいわ
This is twenty first century
21世紀だからね
It’s the most important thing
一番大事なこと
I can’t always rely on my husband
旦那に頼ることはできるけど
I believe that I can do it myself
自分一人でもできるはず
Thank you very much
みんなありがとう
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